What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32224 are overassessed?

20.5% of homes in Jacksonville ZIP 32224 (2,523 of 12,285 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Jacksonville ZIP 32224?

File Form DR-486 with the Duval County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Duval County · Jacksonville

ZIP 32224 property tax overassessment report

20.5% of homes in Jacksonville ZIP 32224 (2,523 of 12,285 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $6,074,408.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

12,285

Homes in ZIP

2,523

Flagged as overassessed

20.5%

$279,955

Avg overage / home

$504,376

Typical value

~$199/sqft

Your Duval County deadline

TRIM mailing: Aug 14, 2026 · VAB petition due: Sept 8, 2026

Duval filing guide →

Top 25 most overassessed homes in 32224

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
5XXX BENTPINE COVE RD	9,159	2023	$4,862,248	$1,822,641	$3,039,607	166.8%	$26,141
5XXX CHANDLER BEND DR	5,964	2016	$3,967,840	$1,186,836	$2,781,004	234.3%	$23,917
5XXX DIXIE LANDING DR	4,269	1957	$3,406,036	$849,531	$2,556,505	300.9%	$21,986
5XXX BENTPINE COVE RD	7,718	2024	$4,018,372	$1,535,882	$2,482,490	161.6%	$21,349
5XXX CHANDLER BEND DR	7,899	2019	$4,053,690	$1,571,901	$2,481,789	157.9%	$21,343
5XXX HIDDEN HOLLOW CT	6,441	2015	$3,571,667	$1,281,759	$2,289,908	178.7%	$19,693
5XXX COMMISSIONERS DR	6,500	2015	$3,539,995	$1,293,500	$2,246,495	173.7%	$19,320
5XXX BENTPINE COVE RD	8,055	2017	$3,840,376	$1,602,945	$2,237,431	139.6%	$19,242
1XXXX N ROYAL TROON LN	9,788	2016	$4,167,524	$1,947,812	$2,219,712	114%	$19,090
5XXX CHANDLER BEND DR	7,642	2016	$3,717,852	$1,520,758	$2,197,094	144.5%	$18,895
5XXX CHANDLER BEND DR	7,378	2019	$3,658,561	$1,468,222	$2,190,339	149.2%	$18,837
5XXX BENTPINE COVE RD	6,937	2016	$3,570,078	$1,380,463	$2,189,615	158.6%	$18,831
5XXX DIXIE LANDING DR	11,537	2003	$4,458,112	$2,295,863	$2,162,249	94.2%	$18,595
5XXX CHANDLER BEND DR	7,911	2022	$3,709,601	$1,574,289	$2,135,312	135.6%	$18,364
6XXX S SAN PABLO RD	10,768	1999	$4,265,107	$2,142,832	$2,122,275	99%	$18,252
1XXXX ROYAL TROON LN	9,553	2009	$4,008,690	$1,901,047	$2,107,643	110.9%	$18,126
5XXX CHANDLER BEND DR	8,784	2020	$3,849,192	$1,748,016	$2,101,176	120.2%	$18,070
5XXX BENTPINE COVE RD	8,124	2014	$3,681,752	$1,616,676	$2,065,076	127.7%	$17,760
1XXXX CARRBRIDGE DR	9,228	2020	$3,888,914	$1,836,372	$2,052,542	111.8%	$17,652
5XXX BENTPINE COVE RD	6,421	2016	$3,262,413	$1,277,779	$1,984,634	155.3%	$17,068
5XXX HALA CT	11,134	2008	$4,190,970	$2,215,666	$1,975,304	89.2%	$16,988
5XXX DIXIE LANDING DR	5,959	1992	$3,149,594	$1,185,841	$1,963,753	165.6%	$16,888
5XXX HALA CT	6,363	2019	$3,194,382	$1,266,237	$1,928,145	152.3%	$16,582
1XXXX CARRBRIDGE DR	7,518	2018	$3,423,012	$1,496,082	$1,926,930	128.8%	$16,572
4XXX HUNTERSTON LN	6,688	2022	$3,236,582	$1,330,912	$1,905,670	143.2%	$16,389

Data: FL DOR 2025 Final NAL roll, Duval County, ZIP 32224. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when DuvalCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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