What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32433 are overassessed?

39.8% of homes in Defuniak Springs ZIP 32433 (2,004 of 5,036 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Defuniak Springs ZIP 32433?

File Form DR-486 with the Walton County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Walton County · Defuniak Springs

ZIP 32433 property tax overassessment report

39.8% of homes in Defuniak Springs ZIP 32433 (2,004 of 5,036 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $904,777.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

5,036

Homes in ZIP

2,004

Flagged as overassessed

39.8%

$52,498

Avg overage / home

$160,963

Typical value

~$90/sqft

Your Walton County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Walton filing guide →

Top 25 most overassessed homes in 32433

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
2XXX THAD BELL RD	1,276	1930	$808,817	$114,840	$693,977	604.3%	$5,968
1XX N DAVIS LN	43,124	1984	$4,499,121	$3,881,160	$617,961	15.9%	$5,314
1XXX SEVEN OAKS RD	8,311	2009	$1,150,651	$747,990	$402,661	53.8%	$3,463
3XX SCHOFIELD RD	476	2014	$421,543	$42,840	$378,703	884%	$3,257
2XXX BROWN RD	3,767	1973	$705,401	$339,030	$366,371	108.1%	$3,151
3XX RACHELS RD	2,563	2022	$554,748	$230,670	$324,078	140.5%	$2,787
9X HUGGINS RD	2,311	2020	$513,370	$207,990	$305,380	146.8%	$2,626
2XX KEY HAVEN RD	4,171	2001	$660,191	$375,390	$284,801	75.9%	$2,449
1XXX HINOTE RD	2,601	2019	$517,894	$234,090	$283,804	121.2%	$2,441
1XXX HINOTE RD	3,752	2003	$611,190	$337,680	$273,510	81%	$2,352
1XXXX US HWY 331 N	2,414	2017	$481,251	$217,260	$263,991	121.5%	$2,270
2XX LAKE HOLLEY CIR	3,606	2018	$586,732	$324,540	$262,192	80.8%	$2,255
1XXX WALTON RD	3,914	2013	$612,107	$352,260	$259,847	73.8%	$2,235
2XXX SPRING LAKE RD	3,723	2016	$594,714	$335,070	$259,644	77.5%	$2,233
1XXX WALTON RD	3,538	1998	$572,435	$318,420	$254,015	79.8%	$2,185
8XX OAKWOOD LAKES BLVD	4,956	2021	$698,464	$446,040	$252,424	56.6%	$2,171
1XXX HINOTE RD	3,887	2008	$586,986	$349,830	$237,156	67.8%	$2,040
2XX KIRBY LN	4,120	2005	$605,691	$370,800	$234,891	63.3%	$2,020
1XX LAKE CT	2,624	1973	$466,252	$236,160	$230,092	97.4%	$1,979
8XX PINEWOOD DR	3,962	2024	$580,762	$356,580	$224,182	62.9%	$1,928
4XX LAKEVIEW DR	3,601	1956	$544,594	$324,090	$220,504	68%	$1,896
1XX N SHORE LINE CIR	4,732	2009	$645,079	$425,880	$219,199	51.5%	$1,885
8XX TEN LAKE DR	6,463	2020	$797,295	$581,670	$215,625	37.1%	$1,854
8X LAUNCH RD	3,471	2011	$527,155	$312,390	$214,765	68.7%	$1,847
3XX LAKE HOLLEY CIR	4,435	1996	$612,626	$399,150	$213,476	53.5%	$1,836

Data: FL DOR 2025 Final NAL roll, Walton County, ZIP 32433. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when WaltonCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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