What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 32550 are overassessed?

29.8% of homes in Miramar Beach ZIP 32550 (1,618 of 5,430 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Miramar Beach ZIP 32550?

File Form DR-486 with the Walton County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Walton County · Miramar Beach

ZIP 32550 property tax overassessment report

29.8% of homes in Miramar Beach ZIP 32550 (1,618 of 5,430 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $5,713,753.

Check my address (free) →Walton County guide

★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

5,430

Homes in ZIP

1,618

Flagged as overassessed

29.8%

$410,624

Avg overage / home

$963,629

Typical value

~$352/sqft

Your Walton County deadline

TRIM mailing: Aug 17, 2026 · VAB petition due: Sept 11, 2026

Walton filing guide →

Top 25 most overassessed homes in 32550

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
3X SANDY BEACH RD	1,492	1996	$4,657,088	$525,184	$4,131,904	786.8%	$35,534
1XXX SCENIC GULF DR	4,128	1998	$4,995,647	$1,453,056	$3,542,591	243.8%	$30,466
1XX BEACH DR E	4,432	2001	$4,869,724	$1,560,064	$3,309,660	212.1%	$28,463
1XX BEACH DR E	1,984	1996	$3,928,566	$698,368	$3,230,198	462.5%	$27,780
1XX BEACH DR W	5,203	2003	$4,897,512	$1,831,456	$3,066,056	167.4%	$26,368
2XX OPEN GULF ST	5,192	2007	$4,635,512	$1,827,584	$2,807,928	153.6%	$24,148
1XX BEACH DR E	4,679	1992	$4,340,679	$1,647,008	$2,693,671	163.5%	$23,166
3XXX BAY ESTATES CIR	6,327	2023	$4,705,448	$2,227,104	$2,478,344	111.3%	$21,314
3XX TANG O MAR DR	5,273	2016	$4,317,163	$1,856,096	$2,461,067	132.6%	$21,165
3XX TANG O MAR DR	5,152	1998	$4,263,235	$1,813,504	$2,449,731	135.1%	$21,068
1XX BEACH DR E	6,255	1996	$4,623,756	$2,201,760	$2,421,996	110%	$20,829
1XX BEACH DR W	4,453	1994	$3,937,686	$1,567,456	$2,370,230	151.2%	$20,384
2XX NORWOOD DR	3,210	2000	$3,485,673	$1,129,920	$2,355,753	208.5%	$20,259
3XX TANG O MAR DR	6,305	2010	$4,566,981	$2,219,360	$2,347,621	105.8%	$20,190
3XXX CLUB DR	6,819	1997	$4,734,507	$2,400,288	$2,334,219	97.2%	$20,074
2XX WALTON WAY	6,580	2004	$4,523,977	$2,316,160	$2,207,817	95.3%	$18,987
1XX BEACH DR E	8,029	2017	$4,960,172	$2,826,208	$2,133,964	75.5%	$18,352
8XX SCENIC GULF DR	4,657	1999	$3,739,273	$1,639,264	$2,100,009	128.1%	$18,060
3XX TANG O MAR DR	5,535	2015	$4,046,701	$1,948,320	$2,098,381	107.7%	$18,046
2XX NORWOOD DR	3,838	2010	$3,432,621	$1,350,976	$2,081,645	154.1%	$17,902
3XX RUE CARIBE	6,177	1996	$4,236,039	$2,174,304	$2,061,735	94.8%	$17,731
1XXX SCENIC GULF DR	3,537	2002	$3,271,188	$1,245,024	$2,026,164	162.7%	$17,425
7XX SCENIC GULF DR	7,129	1991	$4,532,322	$2,509,408	$2,022,914	80.6%	$17,397
2XXX SCENIC GULF DR	2,680	1996	$2,932,193	$943,360	$1,988,833	210.8%	$17,104
2XX OPEN GULF ST	5,578	2001	$3,928,861	$1,963,456	$1,965,405	100.1%	$16,902

Data: FL DOR 2025 Final NAL roll, Walton County, ZIP 32550. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when WaltonCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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