What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 34105 are overassessed?

23.4% of homes in Naples ZIP 34105 (2,258 of 9,636 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Naples ZIP 34105?

File Form DR-486 with the Collier County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Collier County · Naples

ZIP 34105 property tax overassessment report

23.4% of homes in Naples ZIP 34105 (2,258 of 9,636 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $11,953,007.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

9,636

Homes in ZIP

2,258

Flagged as overassessed

23.4%

$615,538

Avg overage / home

$672,668

Typical value

~$279/sqft

Your Collier County deadline

TRIM mailing: Aug 21, 2026 · VAB petition due: Sept 15, 2026

Collier filing guide →

Top 25 most overassessed homes in 34105

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
1XXX VINLAND WAY	3,804	2016	$4,820,971	$1,061,316	$3,759,655	354.2%	$32,333
1XXX VINLAND WAY	3,867	2016	$4,811,190	$1,078,893	$3,732,297	345.9%	$32,098
1XXX VINLAND WAY	4,199	2017	$4,897,188	$1,171,521	$3,725,667	318%	$32,041
1XXX VINLAND WAY	3,808	2018	$4,781,995	$1,062,432	$3,719,563	350.1%	$31,988
2XXX CAPISTRANO WAY	4,023	2002	$4,817,842	$1,122,417	$3,695,425	329.2%	$31,781
2XXX ALEXANDER PALM DR	4,187	1999	$4,844,038	$1,168,173	$3,675,865	314.7%	$31,612
1XXX COCOPLUM CT	4,328	2002	$4,818,650	$1,207,512	$3,611,138	299.1%	$31,056
1XXX VINLAND WAY	3,976	2019	$4,701,096	$1,109,304	$3,591,792	323.8%	$30,889
2XXX DAY LILY PL	3,757	1993	$4,586,889	$1,048,203	$3,538,686	337.6%	$30,433
2XXX SILVERLEAF LN	4,607	2010	$4,783,950	$1,285,353	$3,498,597	272.2%	$30,088
2XXX SILVERLEAF LN	5,631	1995	$4,948,677	$1,571,049	$3,377,628	215%	$29,048
1XXX COCOPLUM WAY	4,956	2002	$4,745,623	$1,382,724	$3,362,899	243.2%	$28,921
2XXX THISTLE WAY	5,677	2003	$4,922,811	$1,583,883	$3,338,928	210.8%	$28,715
1XXX COCOPLUM CT	4,827	2002	$4,678,432	$1,346,733	$3,331,699	247.4%	$28,653
1XXX ANHINGA PT	5,967	2005	$4,985,883	$1,664,793	$3,321,090	199.5%	$28,561
2XXX BULRUSH LN	5,189	1997	$4,766,161	$1,447,731	$3,318,430	229.2%	$28,538
3XXX DAHLIA WAY	4,977	2005	$4,697,458	$1,388,583	$3,308,875	238.3%	$28,456
2XXX TORINO WAY	4,331	2016	$4,499,844	$1,208,349	$3,291,495	272.4%	$28,307
1XXX CHINABERRY WAY	5,896	2001	$4,928,949	$1,644,984	$3,283,965	199.6%	$28,242
1XXX VINLAND WAY	3,608	2020	$4,274,376	$1,006,632	$3,267,744	324.6%	$28,103
2XXX BELLFLOWER LN	5,585	2002	$4,812,383	$1,558,215	$3,254,168	208.8%	$27,986
1XXX COCOPLUM WAY	5,498	2004	$4,781,918	$1,533,942	$3,247,976	211.7%	$27,933
2XXX TARFLOWER WAY	6,115	2000	$4,925,581	$1,706,085	$3,219,496	188.7%	$27,688
2XXX SPICEBUSH LN	5,331	2003	$4,705,184	$1,487,349	$3,217,835	216.3%	$27,673
2XXX INDIAN PIPE WAY	5,301	1994	$4,654,800	$1,478,979	$3,175,821	214.7%	$27,312

Data: FL DOR 2025 Final NAL roll, Collier County, ZIP 34105. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when CollierCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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