What is a property tax appeal?

A property tax appeal (also called a protest in Texas, or a VAB petition in Florida) is a formal process where you challenge your county appraiser's assessed value of your home. You file with the county Appraisal Review Board (Texas) or Value Adjustment Board (Florida), present comparable-sales evidence that your home is overvalued, and the board issues a ruling.

When is the Florida property tax appeal deadline?

Florida property owners have 25 days from the date the TRIM (Truth in Millage) notice is mailed to file a VAB petition (Form DR-486). TRIM notices typically mail mid-August, putting the petition deadline in early-to-mid September. The deadline varies by county and is printed on the TRIM notice itself.

When is the Texas property tax appeal deadline?

In Texas, the deadline to file a property tax protest is May 15 each year (or 30 days after your appraisal notice is mailed, whichever is later). The 2026 deadline has passed; the next protest window is April-May 2027.

How much can I save by appealing my property taxes?

Homeowners who appeal save an average of $774 per year in Texas and several hundred to several thousand dollars per year in Florida (Save Our Homes locks in the savings for 10+ years). Success rates range from 80-91% when you bring 3-5 comparable sales as evidence.

What's the difference between AppealMyTax and Ownwell?

AppealMyTax charges a flat $49 for a complete personalized appeal packet you file yourself, or $199-$249 for our done-for-you filing service. Ownwell charges a 25-35% contingency on whatever you save — meaning a $2,000 reduction costs you $500-$700 every year forever. We keep 100% of your savings.

What percent of homes in ZIP 34114 are overassessed?

25.4% of homes in Naples ZIP 34114 (4,398 of 17,314 parcels) are assessed more than 10% above the typical per-square-foot value for the neighborhood, based on the FL DOR 2025 Final NAL roll.

How do I appeal my property taxes in Naples ZIP 34114?

File Form DR-486 with the Collier County Value Adjustment Board within 25 days of your TRIM notice (typically mid-August). The $15 filing fee is paid to the Clerk of Court. Strong petitions include 3-5 comparable sales from your immediate area.

Collier County · Naples

ZIP 34114 property tax overassessment report

25.4% of homes in Naples ZIP 34114 (4,398 of 17,314 parcels) are assessed more than 10% above what comparable-size homes in the same ZIP typically pay per square foot. Combined annual overpayment: $9,646,079.

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★ First 100 FL packets at $49 (62 left, then $79 starting June 1) · 30-day refund · Ownwell takes 25-35%

17,314

Homes in ZIP

4,398

Flagged as overassessed

25.4%

$255,033

Avg overage / home

$541,805

Typical value

~$250/sqft

Your Collier County deadline

TRIM mailing: Aug 21, 2026 · VAB petition due: Sept 15, 2026

Collier filing guide →

Top 25 most overassessed homes in 34114

Addresses anonymized. Pulled directly from the FL DOR 2025 Final NAL roll. Each home pays significantly more than what a comparable-size home in this ZIP typically pays.

Address	Sq ft	Year	Just value	Expected	Overage	% over	$/yr
3XXX MALAGA LN	3,734	2019	$2,998,736	$933,500	$2,065,236	221.2%	$17,761
3XXX FANNY BAY LN N	3,616	2024	$2,845,838	$904,000	$1,941,838	214.8%	$16,700
3XXX ISLA DEL SOL WAY	5,262	2015	$3,239,539	$1,315,500	$1,924,039	146.3%	$16,547
3XXX ISLA DEL SOL WAY	5,278	2013	$3,184,582	$1,319,500	$1,865,082	141.3%	$16,040
3XXX ISLA DEL SOL WAY	5,367	2016	$3,126,920	$1,341,750	$1,785,170	133%	$15,352
3XXX LIVORNO LN	3,819	2021	$2,736,247	$954,750	$1,781,497	186.6%	$15,321
3XXX LIVORNO LN	3,812	2022	$2,666,649	$953,000	$1,713,649	179.8%	$14,737
3XXX FANNY BAY LN N	3,910	2024	$2,674,873	$977,500	$1,697,373	173.6%	$14,597
3XXX ISLA DEL SOL WAY	7,708	2003	$3,621,703	$1,927,000	$1,694,703	87.9%	$14,574
3XXX FANNY BAY LN N	3,903	2023	$2,620,014	$975,750	$1,644,264	168.5%	$14,141
3XXX LIVORNO LN	4,077	2021	$2,649,860	$1,019,250	$1,630,610	160%	$14,023
3XXX LIVORNO LN	3,734	2021	$2,539,687	$933,500	$1,606,187	172.1%	$13,813
3XXX HEATHER GLEN CT	3,811	2022	$2,551,716	$952,750	$1,598,966	167.8%	$13,751
3XXX TAVOLARA LN	4,537	2018	$2,708,366	$1,134,250	$1,574,116	138.8%	$13,537
3XXX TAVOLARA LN	3,688	2018	$2,480,795	$922,000	$1,558,795	169.1%	$13,406
3XXX COTUIT CT	3,613	2021	$2,460,782	$903,250	$1,557,532	172.4%	$13,395
3XXX FANNY BAY LN N	3,896	2023	$2,503,965	$974,000	$1,529,965	157.1%	$13,158
3XXX MALAGA LN	3,870	2018	$2,487,509	$967,500	$1,520,009	157.1%	$13,072
3XXX CULLOWEE LN	4,218	2017	$2,538,261	$1,054,500	$1,483,761	140.7%	$12,760
3XXX HEATHER GLEN CT	4,000	2018	$2,478,026	$1,000,000	$1,478,026	147.8%	$12,711
3XXX TAVOLARA LN	3,703	2019	$2,363,810	$925,750	$1,438,060	155.3%	$12,367
3XXX ISLA DEL SOL WAY	5,122	2003	$2,711,679	$1,280,500	$1,431,179	111.8%	$12,308
3XXX HEATHER GLEN CT	3,861	2022	$2,386,591	$965,250	$1,421,341	147.3%	$12,224
3XXX FANNY BAY LN N	3,483	2023	$2,291,933	$870,750	$1,421,183	163.2%	$12,222
3XXX LIVORNO LN	3,970	2021	$2,412,633	$992,500	$1,420,133	143.1%	$12,213

Data: FL DOR 2025 Final NAL roll, Collier County, ZIP 34114. Addresses anonymized to protect privacy; full data is public record under Fla. Stat. Ch. 119. Showing top 25 — there are likely more overassessed homes in this ZIP.

Is yours one of them?

Search your address — we'll show your specific overassessment estimate in 30 seconds. Then when CollierCounty's TRIM notice mails this August, you'll have a $49 DR-486 packet ready to file with the VAB.

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